For Homes built Prior to 1976, we offer our basic Mobile Home (Chattel) purchase loan, and as far as we know, our rates are the best anywhere for Pre-HUD homes.
Our Lowest Loan Amount for Mobile Homes: $50,000.00 is the minimum loan amount, even for homes built prior to 1976.
The minimum down payment is 10%, with a 20 year loan term.
Home must be built no earlier than June 15, 1976. This is the manufactured date on the Title.
We have a Special Program for older Multi-Section manufactured homes.
If the home is manufactured, on leased land, built in between 1970 and July 1976 , we have a 25% down payment program.
Your credit score needs to be 700 or higher. The home can be a primary residence, vacation home or 2nd. home.
Please call if you have this age home, and our pricing department will give you an interest rate quote.