Sellens Real Estate Lending

Manufactured Homes Permanent Foundations

This is what you need to know about having a permanent foundation installed for your manufactured home.

grand manufactured home locationIf you have had problems getting a loan due to your manufactured home foundation, please read on.

A few years ago, all lenders didn’t know the subtleties of manufactured homes and their manufactured home foundation requirements. But, manufactured homes have become so popular, that lenders are more knowledgeable.

Many of the homes were installed without obtaining the 433 certificate from the State and now the manufactured home foundations have to be upgraded to meet new lending requirements.

I can recommend Ridley Home Service, a General Contractor working in Riverside County, California, to install a permenant foundation for you. They specialize in the installation of new manufactured homes and manufactured home foundations, or retrofitting homes that need new foundations to become modern and financeable.

Please call Jim Ridley at 951.329.8854. He will come out and give you a custom quote for your home. His Shop location is in Palm Springs and they service the surrounding areas. They are a well established company and very busy. But, they know their manufactured home foundation stuff.

There are 20 (+/-) different types of permanent manufactured home foundations. Cement, Brick and Cinder Block are permanent types of foundations, but there are others as well. To play it safe, you should get a FHA Approved type of foundation installed for your home.

You have to make decisions about the type of manufactured home foundation you want installed. A “Low Profile” type is popular now, but may be much more expensive.

Generally, an alternative FHA approved pier foundation costs less. The Contractor will give you a bid on all the costs involved for either type foundation.

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