Sellens Real Estate Lending

General Borrower Information

Below are some handy links providing general borrower information for real estate home financing Borrowers.

HomeownersfamilyFirst

Instant Loan Application Form – Get Pre-Qualified – No Cost – No Obligation

First Time Home buyer Information

Mortgage Bankers vs Mortgage Brokers

Raising your Credit Score – Legally

Current Interest Rate Calculations

You can check out the pages here for information regarding buying a home.

I like to say that buying a home isn’t complicated, but the truth is you have to know a lot, or you’ve got to pick people that know a lot.

Our loan packages have grown from a handful of pages, to over 50 pages. The real estate paperwork is close to the same amount of documents.

It’s definitely a specialty in doing loans, and in doing purchase transactions for clients. It’s comforting to be given a referral from a friend, to select a loan originator or a sales agent to help you complete the purchase or sale of your home.

On the other hand if you are in need of a special loan program, you may have to go a little further out to discover someone who has knowledge of what you need, and has funding lenders that will purchase your loan.

The Internet is a wonderful thing, and gives us all fabulous research information, but the important thing is to know which rules apply to you. It’s similar to searching for medical advice on the Internet. Definitely you get medical advice, but is that advice apply to your condition?

We’ve all seen ads for unbelievably low interest rates, and that rate is available, as long as you have perfect credit and your borrowing an adjustable loan, and so on.

One nice thing is that all the licensed mortgage loan originators and mortgage brokers have a history on the Internet, which you can access, and verify how long they’ve been in business and if they’ve had complaints against them. You also find out that their licenses are current. The link is below for all states:

Consumer Access to NMLS Mortgage Loan Origination License Information.

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